Phone
+371 6701 9393
E-mail
info(abols)industra.finance
Individuals
10. Payment Cards
In force from 01.04.2025.
10.1. MasterCard Debit
| No. | Services | Card in EUR | Card in USD |
|
10.1.1. |
Issuance of a payment card/ additional card |
50,00 EUR | 60,00 USD |
| 10.1.2. | Fee for urgent card issue1 | 100,00 EUR | 120,00 USD |
| 10.1.3. | Annual Card fee/ additional card fee | 60,00 EUR | 80,00 USD |
| 10.1.4. |
Payment card replacement or renewal before or after the expiration date |
50,00 EUR | 60,00 USD |
|
10.1.5. |
Interest on the use of the credit limit |
||
|
10.1.5.1. |
interest on the authorized credit per annum |
24% | 24%2 |
|
10.1.5.2. |
interest on exceeding of the authorized credit limit per annum |
60% | 60%2 |
| 10.1.6. | Overdraft arrangement fee | 25,00 EUR | is not issued |
| 10.1.7. | Overdraft extension or contract change fee | 25,00 EUR | is not issued |
| 10.1.8. | Reviewing a claim3 | free of charge | free of charge |
| 10.1.9. | Cash withdrawal | ||
| 10.1.9.1. |
in ATMs |
3% (min. 5,00 EUR) | 3% (min. 7,00 USD) |
| 10.1.9.2. |
Industra Bank POS in Latvia |
3% (min. 5,00 EUR) | 3% (min. 7,00 USD) |
| 10.1.9.3. |
other bank's POS terminals |
3% (min. 10,00 EUR) | 2% (min. 15,00 USD) |
| 10.1.10. | Checking of an account balance | ||
| 10.1.10.1. |
at ATMs in in SEPA countries4 |
0,50 EUR | 0,80 USD |
| 10.1.10.2. |
at ATMs outside SEPA countries4 |
0,80 EUR | 1,00 USD |
| 10.1.11. | Purchases fee | ||
| 10.1.11.1. |
in SEPA countries4 |
free of charge | free of charge |
| 10.1.11.2. |
outside SEPA countries4 |
0.25% (min. 0,20 EUR) | 0.25% (min. 0,30 USD) |
| 10.1.12. | Daily spending limit | ||
| 10.1.12.1. |
at merchants / with service providers |
2 500 EUR | 3 500 USD |
| 10.1.12.2. |
in ATMs |
1 500 EUR | 1 800 USD |
| 10.1.13. | Administration of the card's daily spending limit5 | 15,00 EUR | 20,00 USD |
| 10.1.14. | Currency conversion surcharge, if the currency of the basic account attached to the payment card is not the same as the transaction currency and the payment currency | 3% | 3% |
| 10.1.15. | Credit transaction fee | 0.25% (min. 0,50 EUR) | 0.25% (min. 0,80 USD) |
| 10.1.16. | Collateral Amount | 250,00 EUR | 250,00 USD |
| 10.1.17. | Other fees related to issuing/ sending the card | ||
| 10.1.17.1. |
fee for changing the card collection location and/ or method of receipt6 |
25,00 EUR | 40,00 USD |
|
10.1.17.2. |
card preparation for dispatch within the territory Latvia (a card issuance fee is charged simultaneously) |
10,00 EUR |
15,00 USD |
|
10.1.17.3. |
card preparation for dispatch outside the territory of Latvia (a card issuance fee is charged simultaneously) |
100,00 EUR |
120,00 USD |
|
10.1.18. |
Activation of card received by post |
|
|
|
10.1.18.1. |
in Internet Bank |
free of charge |
free of charge |
|
10.1.18.2. |
at the Bank |
10,00 EUR |
15,00 USD |
10.2. MasterCard Standard
| No. | Services | Card in EUR | Card in USD |
|
10.2.1 |
Issuance of a payment card/ additional card |
50,00 EUR | 60,00 USD |
| 10.2.2. | Fee for urgent card issue1 | 100,00 EUR | 120,00 USD |
| 10.2.3. | Annual card fee/ additional card fee | 70,00 EUR | 90,00 USD |
|
10.2.4. |
Payment card replacement or renewal before or after the expiration date |
50,00 EUR | 60,00 USD |
| 10.2.5. | Interest for balance on card account | ||
| 10.2.5.1. |
interests for the allowed credit per annum |
24% | 24%2 |
| 10.2.5.2. |
interests for exceeding of the allowed credit limit per annum |
60% | 60%2 |
| 10.2.6. | Overdraft arrangement fee | 25,00 EUR | is not issued |
| 10.2.7. | Overdraft extension or contract change fee | 25,00 EUR | is not issued |
| 10.2.8. | Reviewing a claim3 | free of charge | free of charge |
| 10.2.9. | Cash withdrawal | ||
| 10.2.9.1. |
in ATMs |
3% (min. 5,00 EUR) | 3% (min. 7,00 USD) |
| 10.2.9.2. |
in Industra Bank POS in Latvia |
3% (min. 5,00 EUR) | 3% (min. 7,00 USD) |
| 10.2.9.3. |
in other bank POS |
3% (min. 10,00 EUR) | 3% (min. 15,00 USD) |
| 10.2.10. | Checking of an account balance | ||
| 10.2.10.1. |
at ATMs in SEPA countries4 |
0,50 EUR | 0,80 USD |
| 10.2.10.2. |
at ATMs outside SEPA countries4 |
0,80 EUR | 1,00 USD |
| 10.2.11. | Purchases fee | ||
| 10.2.11.1. | in SEPA countries4 | free of charge | free of charge |
| 10.2.11.2. | outside SEPA countries4 | 0.25% (min. 0,20 EUR) | 0.25% (min. 0,30 USD) |
| 10.2.12. | Daily spending limit | ||
| 10.2.12.1. |
at merchants / with service providers |
4 000 EUR | 5 000 USD |
| 10.2.12.2. |
in ATM |
2 000 EUR | 2 500 USD |
| 10.2.13. | Administration of card's daily spending limit | 15,00 EUR | 20,00 USD |
| 10.2.14. | Currency conversion surcharge, if the currency of the basic account attached to the payment card is not the same as the transaction currency and the payment currency | 3% | 3% |
| 10.2.15 | Credit transaction fee | 0.25% (min. 0,50 EUR) | 0.25% (min. 0,80 USD) |
| 10.2.16 | Collateral Amount | 250,00 EUR | 250,00 USD |
| 10.2.17. | Other fees related to issuing/ sending the card | ||
| 10.2.17.1. |
fee for changing the card collection location and/or method of receipt6 |
25,00 EUR | 40,00 USD |
|
10.2.17.2. |
card preparation for dispatch within the territory Latvia (a card issuance fee is charged simultaneously) |
10,00 EUR |
15,00 USD |
|
10.2.17.3. |
card preparation for dispatch outside the territory of Latvia (a card issuance fee is charged simultaneously) |
100,00 EUR |
120,00 USD |
|
10.2.18. |
Activation of card received by post |
|
|
|
10.2.18.1. |
in Internet Bank |
free of charge |
free of charge |
|
10.2.18.2. |
at the Bank |
10,00 EUR |
15,00 USD |
10.3. MasterCard Gold
| No. | Services | Card in EUR | Card in USD |
|
10.3.1. |
Issuance of a payment card / additional card |
50,00 EUR | 60,00 USD |
| 10.3.2. | Fee for urgent card issue1 | 100,00 EUR | 120,00 USD |
|
10.3.3. |
Annual card/ additional card fee |
150,00 EUR | 200,00 USD |
|
10.3.4. |
Payment card replacement or renewal before or after the expiration date |
50,00 EUR | 60,00 USD |
| 10.3.5. | Interest on the use of the credit limit | ||
|
10.3.5.1. |
interest on the authorized credit per annum |
24% | 24%2 |
|
10.3.5.2. |
interest on exceeding of the authorized credit limit per annum |
60% | 60%2 |
| 10.3.6. | Reviewing a claim3 | free of charge | free of charge |
| 10.3.7. | Overdraft arrangement fee | 25,00 EUR | is not issued |
| 10.3.8. | Overdraft extension or contract change fee | 25,00 EUR | is not issued |
| 10.3.9. | Cash withdrawal | ||
| 10.3.9.1. |
in ATMs |
3% of amount (min. 5,00 EUR) | 3% of amount (min. 7,00 USD) |
| 10.3.9.2. |
Industra Bank POS terminals in Latvia |
3% of amount (min. 5,00 EUR) | 3% of amount (min. 7,00 USD) |
| 10.3.9.3. |
other bank's POS terminals |
3% of amount (min. 10,00 EUR) | 3% of amount (min. 15,00 USD) |
| 10.3.10. | Checking of an account balance | ||
| 10.3.10.1. |
at ATMs in in SEPA countries4 |
0,50 EUR | 0,80 USD |
| 10.3.10.2. |
at ATMs outside SEPA countries4 |
0,80 EUR | 1,00 USD |
| 10.3.11. | Purchases fee | ||
| 10.3.11.1. |
in SEPA countries4 |
0.15% | 0.15% |
| 10.3.11.2. |
outside SEPA countries4 |
0.25% of amount (min. 0,20 EUR) | 0.25% of amount (min. 0,30 USD) |
|
10.3.12. |
Daily spending limit |
||
|
10.3.12.1. |
at merchants / with service providers |
7 000 EUR | 9 000 USD |
|
10.3.12.2. |
in ATMs |
2 800 EUR | 3 500 USD |
| 10.3.13. | Administration of the card's daily spending limit5 | 15,00 EUR | 20,00 USD |
| 10.3.14. | Currency conversion surcharge, if the currency of the main account attached to the payment card neither coincides with the transaction currency nor with the payment currency | 3% | 3% |
| 10.3.15. | Credit transaction fee | 0,25% of amount (min. 0,50 EUR) | 0,25% of amount (min. 0,80 USD) |
| 10.3.16 | Collateral Amount | 250,00 EUR | 250,00 USD |
| 10.3.17. | Other fees related to issuing/ sending the card | ||
| 10.3.17.1. |
fee for changing the card collection location and/or method of receipt6 |
25,00 EUR | 40,00 USD |
|
10.3.17.2. |
card preparation for dispatch within the territory Latvia (a card issuance fee is charged simultaneously) |
10,00 EUR |
15,00 USD |
|
10.3.17.3. |
card preparation for dispatch outside the territory of Latvia (a card issuance fee is charged simultaneously) |
100,00 EUR |
120,00 USD |
|
10.3.18. |
Activation of card received by post |
|
|
|
10.3.18.1. |
in Internet Bank |
free of charge |
free of charge |
|
10.3.18.2. |
at the Bank |
10,00 EUR |
15,00 USD |
| 10.3.19. | Travel insurance (Standard program) | free of charge | free of charge |
| 10.3.20. | Priority Pass7 | 35 EUR per visit per person | 45 USD per visit per person |
| 10.3.21. | Fast Track8 | According to the airport price list | According to the airport price list |
10.4. Travel insurance
| No. | Services | Price, EUR |
|
10.4.1. |
Standard program |
10,00 EUR/per year |
|
10.4.2. |
Silver program |
20,00 EUR/per year |
|
10.4.3. |
Gold program |
30,00 EUR/per year |
|
10.4.4. |
Platinum program |
40,00 EUR/per year |
1 By agreement with the Customer for collecting the card at the Industra Bank head office, the card is prepared within 1 working day, provided the application is submitted by 12:00 p.m. The fee for card production is charged additionally.
2 Interest is calculated on a negative account balance.
3 If investigating a complaint requires transaction confirmation documents, a fee based on the actual service cost will apply.
4 SEPA — the Single Euro Payment Area.
5 Changing the limit independently via Internet Bank is free of charge.
6 The fee is applied from the moment the card is handed over for dispatch. The commission retained for the initially chosen card collection location and method is non-refundable.
7 The service provides access to over 1500 VIP airport lounges across more than 143 countries.
8 The service offers priority access to security checkpoints at airports worldwide, including Riga, Vilnius, and Tallinn, through a user-friendly app.