Phone
+371 6701 9393
E-mail
info(abols)industra.finance
Individuals
10. Payment Cards
In force from 01.09.2026.
10.1. Mastercard Debit
| No. | Service | Service fee | |
| Card in EUR | Card in USD | ||
|
10.1.1. |
Issuance of a payment card/ additional card |
50,00 EUR | 60,00 USD |
| 10.1.2. | Fee for urgent card issue1 | 100,00 EUR | 120,00 USD |
| 10.1.3. | Annual fee for a card/ additional card | 60,00 EUR | 80,00 USD |
| 10.1.4. |
Payment card replacement or renewal before or after its expiry date |
50,00 EUR | 60,00 USD |
|
10.1.5. |
Interest on the use of the autorized credit limit per annum |
24% | is not issued |
|
10.1.6. |
Interest on exceeding the authorized credit limit or on an unauthorized negative balance per annum2 | 60% | 60% |
| 10.1.7. | Credit limit arrangement fee | 25,00 EUR | is not issued |
| 10.1.8. | Credit limit extension or contract amendment fee | 25,00 EUR | is not issued |
| 10.1.9. | Review a claim3 | free of charge | free of charge |
| 10.1.10. | Cash withdrawal | ||
| 10.1.10.1. |
in ATMs |
3% (min. 5,00 EUR) | 3% (min. 7,00 USD) |
| 10.1.10.2. |
at the Bank's POS terminals in Latvia |
3% (min. 5,00 EUR) | 3% (min. 7,00 USD) |
| 10.1.10.3. |
at other bank's POS terminals |
3% (min. 10,00 EUR) | 2% (min. 15,00 USD) |
| 10.1.11. | Account balance at ATMs | ||
| 10.1.11.1. |
in SEPA countries4 |
0,50 EUR | 0,80 USD |
| 10.1.11.2. |
in non SEPA countries4 |
0,80 EUR | 1,00 USD |
| 10.1.12. | Purchases fee | ||
| 10.1.12.1. |
in SEPA countries4 |
free of charge | free of charge |
| 10.1.12.2. |
in non SEPA countries4 |
0.25% (min. 0,20 EUR) | 0.25% (min. 0,30 USD) |
| 10.1.13. | Daily spending limit | ||
| 10.1.13.1. |
at merchants / service providers |
2 500 EUR | 3 500 USD |
| 10.1.13.2. |
at ATMs |
1 500 EUR | 1 800 USD |
| 10.1.14. | Administration of the card's daily spending limit5 | 15,00 EUR | 20,00 USD |
| 10.1.15. |
Currency conversion surcharge if the currency of the card-linked account differs from the transaction currency |
3% | 3% |
| 10.1.16. |
Processing of a payment credited to the card |
0.25% (min. 0,50 EUR) | 0.25% (min. 0,80 USD) |
| 10.1.17. | Collateral Amount6 | 250,00 EUR | 250,00 USD |
| 10.1.18. | Other fees related to issuing/ sending the card | ||
| 10.1.18.1. |
fee for changing the card collection location and/ or method of receipt7 |
25,00 EUR | 40,00 USD |
|
10.1.18.2. |
preparation of a card for dispatch within Latvia (the card issuance fee is also charged) |
10,00 EUR |
15,00 USD |
|
10.1.18.3. |
preparation of a card for dispatch outside Latvia (the card issuance fee is also charged) |
100,00 EUR |
120,00 USD |
|
10.1.19. |
Activation of card received by post |
|
|
|
10.1.19.1. |
in Internet Bank |
free of charge |
free of charge |
|
10.1.19.2. |
at the Bank |
10,00 EUR |
15,00 USD |
10.2. Mastercard Standard
| No. | Service | Service fee | |
| Card in EUR | Card in USD | ||
|
10.2.1 |
Issuance of a payment card/ additional card |
50,00 EUR | 60,00 USD |
| 10.2.2. | Fee for urgent card issue1 | 100,00 EUR | 120,00 USD |
| 10.2.3. | Annual fee for a card / additional card | 70,00 EUR | 90,00 USD |
|
10.2.4. |
Payment card replacement or renewal before or after its expiry date |
50,00 EUR | 60,00 USD |
| 10.2.5. |
Interest on the use of the authorized credit limit per annum |
24% | is not issued |
| 10.2.6. |
Interest on exceeding the authorized credit limit or on an unauthorized negative account balance2 per annum |
60% | 60% |
| 10.2.7. |
Credit limit arrangement fee |
25,00 EUR | is not issued |
| 10.2.8. |
Credit limit extension or contract amendment fee |
25,00 EUR | is not issued |
| 10.2.9. | Review a claim3 | free of charge | free of charge |
| 10.2.10. | Cash withdrawal | ||
| 10.2.10.1. |
at ATMs |
3% (min. 5,00 EUR) | 3% (min. 7,00 USD) |
| 10.2.10.2. |
at the Bank's POS terminals in Latvia |
3% (min. 5,00 EUR) | 3% (min. 7,00 USD) |
| 10.2.10.3. |
at other bank's POS terminals |
3% (min. 10,00 EUR) | 3% (min. 15,00 USD) |
| 10.2.11. | Account balance at ATM's | ||
| 10.2.11.1. |
in SEPA countries4 |
0,50 EUR | 0,80 USD |
| 10.2.11.2. |
in none SEPA countries4 |
0,80 EUR | 1,00 USD |
| 10.2.12. | Purchases fee | ||
| 10.2.12.1. |
in SEPA countries4 |
free of charge | free of charge |
| 10.2.12.2. |
in non SEPA countries4 |
0.25% (min. 0,20 EUR) | 0.25% (min. 0,30 USD) |
| 10.2.13. | Daily spending limit | ||
| 10.2.13.1. |
at merchants / service providers |
4 000 EUR | 5 000 USD |
| 10.2.13.2. |
at ATM |
2 000 EUR | 2 500 USD |
| 10.2.14. | Administration of card's daily spending limit5 | 15,00 EUR | 20,00 USD |
| 10.2.15. | Currency conversion surcharge, if the currency of the basic account attached to the payment card is not the same as the transaction currency and the payment currency | 3% | 3% |
| 10.2.16 | Credit transaction fee | 0.25% (min. 0,50 EUR) | 0.25% (min. 0,80 USD) |
| 10.2.17 | Collateral Amount6 | 250,00 EUR | 250,00 USD |
| 10.2.18. | Other fees related to card issuance and delivery | ||
| 10.2.18.1. |
fee for changing the card collection location and/or method of receipt7 |
25,00 EUR | 40,00 USD |
|
10.2.18.2. |
preparation of a card for dispatch within Latvia (the card issuance fee is also charged) |
10,00 EUR |
15,00 USD |
|
10.2.18.3. |
preparation of a card for dispatch outside Latvia (the card issuance fee is also charged) |
100,00 EUR |
120,00 USD |
|
10.2.19. |
Activation of card received by post |
|
|
|
10.2.19.1. |
in Internet Bank |
free of charge |
free of charge |
|
10.2.19.2. |
at the Bank |
10,00 EUR |
15,00 USD |
10.3. Mastercard Gold
| No. | Service | Service fee | |
| Card in EUR | Card in USD | ||
|
10.3.1. |
Issuance of a payment card / additional card |
50,00 EUR | 60,00 USD |
| 10.3.2. | Fee for urgent card issue1 | 100,00 EUR | 120,00 USD |
|
10.3.3. |
Annual fee for a card/ additional card |
150,00 EUR | 200,00 USD |
|
10.3.4. |
Payment card replacement or renewal before or after its expiry date |
50,00 EUR | 60,00 USD |
| 10.3.5. | Interest on the use of the credit limit | 24% | is not issued |
|
10.3.6. |
Interest on exceeding the authorized credit limit or on an unauthorized negative account balance per annum2 |
60% | 60% |
| 10.3.7. |
Review a claim3 |
free of charge | free of charge |
| 10.3.8. |
Credit limit arrangement fee |
25,00 EUR | is not issued |
| 10.3.9. |
Credit limit extension or contract amendment fee |
25,00 EUR | is not issued |
| 10.3.10. | Cash withdrawal | ||
| 10.3.10.1. |
in ATMs |
3% of amount (min. 5,00 EUR) | 3% of amount (min. 7,00 USD) |
| 10.3.10.2. |
at the Bank's POS terminals in Latvia |
3% of amount (min. 5,00 EUR) | 3% of amount (min. 7,00 USD) |
| 10.3.10.3. |
at other bank's POS terminals |
3% of amount (min. 10,00 EUR) | 3% of amount (min. 15,00 USD) |
| 10.3.11. | Account balance at ATMs | ||
| 10.3.11.1. |
in SEPA countries4 |
0,50 EUR | 0,80 USD |
| 10.3.11.2. |
in non SEPA countries4 |
0,80 EUR | 1,00 USD |
| 10.3.12. | Purchases fee | ||
| 10.3.12.1. |
in SEPA countries4 |
0.15% | 0.15% |
| 10.3.12.2. |
in non SEPA countries4 |
0.25% of amount (min. 0,20 EUR) | 0.25% of amount (min. 0,30 USD) |
|
10.3.13. |
Daily spending limit |
||
|
10.3.13.1. |
at merchants / service providers |
7 000 EUR | 9 000 USD |
|
10.3.13.2. |
at ATMs |
2 800 EUR | 3 500 USD |
| 10.3.14. | Administration of the card's daily spending limit5 | 15,00 EUR | 20,00 USD |
| 10.3.15. |
Currency conversion surcharge if the currency of the card-linked account differs from the transaction currency |
3% | 3% |
| 10.3.16. |
Processing of a payment credited to the card |
0,25% of amount (min. 0,50 EUR) | 0,25% of amount (min. 0,80 USD) |
| 10.3.17 | Collateral Amount6 | 250,00 EUR | 250,00 USD |
| 10.3.18. | Other fees related to card issuance and delivery | ||
| 10.3.18.1. |
fee for changing the card collection location and/or method of receipt7 |
25,00 EUR | 40,00 USD |
|
10.3.18.2. |
preparation of a card for dispatch within Latvia (the card issuance fee is also charged) |
10,00 EUR |
15,00 USD |
|
10.3.18.3. |
preparation of a card for dispatch outside Latvia (the card issuance fee is also charged) |
100,00 EUR |
120,00 USD |
|
10.3.19. |
Activation of card received by post |
|
|
|
10.3.19.1. |
in Internet Bank |
free of charge |
free of charge |
|
10.3.19.2. |
at the Bank |
10,00 EUR |
15,00 USD |
| 10.3.20. | Travel insurance (Standard program) | free of charge | free of charge |
| 10.3.21. | Priority Pass8 | 35 EUR per visit per person | 45 USD per visit per person |
| 10.3.22. | Fast Track9 | According to the airport price list | According to the airport price list |
10.4. Travel insurance
| No. | Service | Service fee per year |
|
10.4.1. |
Standard program |
10,00 EUR |
|
10.4.2. |
Silver program |
20,00 EUR |
|
10.4.3. |
Gold program |
30,00 EUR |
|
10.4.4. |
Platinum program |
40,00 EUR |
1 The card is issued at the Bank’s Customer Service Centre in Riga, 1 Muita Street, if the Customer’s application is submitted to the Bank by 12:00 the card is issued within the same business day; if the application is submitted after 12:00, it is issued within the next business day. In all cases, an additional card issuance fee shall apply.
2 The fee is calculated on the amount exceeding the funds available in the Customer’s account; however, where a credit limit has been granted for the account, it is calculated on the amount exceeding the authorized credit limit.
3 If investigating a complaint requires transaction confirmation documents, a fee based on the actual service cost will apply.
4 SEPA — the Single Euro Payment Area.
5 Changing the limit independently via Internet Bank is free of charge.
6 Minimum balance to be maintained in the account. It is blocked and is not available to the Customer until obligations arising from card transactions are fulfilled.
7 The fee is applied from the moment the card is handed over for dispatch. The fee charged for the initially select card collection location and method is non-refundable.
8 The service provides access to over 1500 VIP airport lounges across more than 143 countries.
9 The service offers priority access to security checkpoints at airports worldwide, including Riga, Vilnius, and Tallinn, through a user-friendly app.