1.Current account

In force from 01.08.2026.

Applies to a natural person whose permanent place of residence is outside the Republic of Latvia or to whom, for other reasons, the resident price list does not apply.

¹ If the Bank declines to open an account, the fee for the consideration of documents will not be refunded.
² For non-resident individuals who receive a pension of the Republic of Latvia in their current account with Industra Bank, the fee for closing a current account is 5,00 EUR. Minimal account balance of 30,00 EUR (Funds in the amount of the minimum balance are blocked and are not available to the Customer during the entire period of cooperation between the Bank and the Customer).
³ The account maintenance fee is deducted on the last business day of the month for that month. Should the account be closed, the Bank will apply the applicable commission fee for the current month on the date of account closure.
⁴ A connection to a high-risk country shall be deemed to exist if the Customer’s permanent place of residence is in a high-risk country, the Customer is a national of a high-risk country, or the Customer receives regular income in a high-risk country. The list of high-risk countries is available on the Bank’s website. 
⁵ An inactive current account is one in which no incoming or outgoing non-cash payments or cash transactions have been made within a period of 6 months (12 months for a Commercial Activity Income Account), and where the account’s activity is not connected to other banking operations.
⁶ The fee is charged starting from the 13th month of storage and is deducted on the last business day of each month. The maximum commission cannot exceed the total amount of funds being stored.
⁷ For private individuals registered with the State Revenue Service as performers of economic activity under the micro-enterprise taxpayer regime, who are not registered as value-added tax (VAT) payers and whose turnover does not exceed EUR 50 000 per year.
⁸ All other fees are in accordance with the Bank's price list for legal entities who are residents of Latvia.
9 At the Customer's request, an additional current account is opened free of charge for use with the payment card.
¹⁰ If there has been no incoming turnover during the settlement period*, an account servicing fee of EUR 1.00 per month is applied (*Settlement period is defined as the period from the last account servicing fee deduction until the last business day of the current month).
¹¹ The Bank unilaterally determines the amount of the fee, based on the complexity and risk factors associated with the Customer or activity. Higher fees are applicable in cases of elevated risks.
¹² The Bank unilaterally determines the fee for due diligence or verification procedures, based on the actual time incurred.