In force from 01.04.2025

10.1. MasterCard Business

No.  Services Card in EUR Card in USD

10.1.1.

Issuance of a payment card/ additional card

50,00 EUR 60,00 USD
10.1.2. Fee for urgent  card issue1 100,00 EUR 120,00 USD
10.1.3. Annual card fee/ additional card 120,00 EUR 150,00 USD

10.1.4.

Payment card replacement or renewal before or after the expiration date

50,00 EUR

60,00 USD

10.1.5.

Interest on the use of the credit limit

-

-

10.1.5.1.

interests for the allowed credit  per annum  

24%  24%2
10.1.5.2.

interests for exceeding of the allowed credit limit per annum  

60%  60%2
10.1.6. Overdraft arrangement fee 50,00 EUR are not issued
10.1.7. Overdraft extension or contract changes fee 50,00 EUR are not issued
10.1.8. Reviewing a claim3 free of charge free of charge
10.1.9. Cash withdrawal    
10.1.9.1.

in ATMs

3% of the amount (min. 5,00 EUR) 3% of the amount (min. 7,00 USD)
10.1.9.2.

in Industra Bank POS in Latvia 

3% of the amount (min. 5,00 EUR) 3% of the amount (min. 7,00 USD)
10.1.9.3.

fee in other bank POS

3% of the amount (min. 10,00 EUR) 3% of the amount (min. 15,00 USD)
10.1.10. Checking of account balance    
10.1.10.1.

at ATMs in in SEPA countries4

0,50 EUR 0,80 USD
10.1.10.2.

at ATMs outside SEPA countries4

0,80 EUR 1,00 USD
10.1.11. Purchases fee 0.25% 0.25% 
10.1.12. Daily spending limit    
10.1.12.1.

at merchants / with service providers

4 000,00 EUR 5 000,00 USD
10.1.12.2.

in ATMs  

2 000,00 EUR 2 500,00 USD
10.1.13. Currency conversion surcharge, if the currency of the basic account attached to the payment card is not the same as the transaction currency and the payment currency  3% 3%
10.1.14. Administration of the card's daily spending limit5 15,00 EUR 20,00 USD
10.1.15 Credit transaction fee 0.25% (min. 0,50 EUR) 0.25% (min. 0,80 USD)
10.1.16. Collateral Amount 250,00 EUR 250,00 USD
10.1.17. Other fees related to issuing/ sending the card    
10.1.17.1.

fee for changing the card collection location and/or method of receipt6

25,00 EUR

40,00 USD

10.1.17.2.

card preparation for dispatch within Latvia3 (a card issuance fee is charged simultaneously) 

10,00 EUR

15,00 USD

10.1.17.3.

card preparation for dispatch outside the territory of Latvia3 (a card issuance fee is charged simultaneously) 

100,00 EUR

120,00 USD

10.1.18.

Activation of card received by post

 

 

10.1.18.1.

in Internet Bank

free of charge

free of charge

10.1.18.2.

at the Bank

10,00 EUR

15,00 USD

 

10.2. MasterCard Business World

No.  Services Card in EUR Card in USD

10.2.1.

Issuance of a payment card / additional card

50,00 EUR 60,00 USD
10.2.2. Fee for urgent  card issue1 100,00 EUR 120,00 USD

10.2.3.

Annual card/ additional card fee

180,00 EUR 220,00 USD

10.2.4.

Payment card replacement or renewal before or after the expiration date

50,00 EUR 60,00 USD
10.2.5.

interest on the authorized credit per annum

   
10.2.5.1.

interest on exceeding the authorized credit limit per annum

24%  24%2
10.2.5.2. interests for exceeding of the allowed credit limit per annum   60%  60%2
10.2.6. Overdraft arrangement fee 50,00 EUR are not issued
10.2.7. Overdraft extension or contract changes fee 50,00 EUR are not issued
10.2.8. Reviewing a claim3 free of charge  free of charge 
10.2.9. Cash withdrawal    
10.2.9.1.

in ATMs

3% of the amount (min. 5,00 EUR) 3% of the amount (min. 7,00 USD)
10.2.9.2.

in Industra Bank POS in Latvia 

3% of the amount (min. 5,00 EUR) 3% of the amount (min. 7,00 USD)
10.2.9.3.

fee in other bank POS

3% of the amount (min. 10,00 EUR) 3% of the amount (min. 15,00 USD)
10.2.10. Inspection of account balance    
10.2.10.1.

at ATMs in in SEPA countries4

0,50 EUR 0,80 USD
10.2.10.2.

at ATMs outside SEPA countries4

0,80 EUR 1,00 USD
10.2.11. Purchases fee 0.25% 0.25% 
10.2.12. Daily spending limit    
10.2.12.1.

at merchants / with service providers

10 000 EUR 12 000 USD
10.2.12.2.

for ATM  

3 000 EUR 3 500 USD
10.2.13. Administration of card's daily spending limit5 15,00 EUR 20,00 USD
10.2.14. Currency conversion surcharge, if the currency of the main account attached to the payment card neither coincides with the transaction currency nor with the payment currency  3% 3%
10.2.15 Credit transaction fee 0.25% (min. 0,50 EUR) 0.25% (min. 0,80 USD)
10.2.16. Collateral Amount 250,00 EUR 250,00 USD
10.2.17. Other fees related to issuing/ sending the card    
10.2.17.1.

fee for changing the card location and/or method of receipt6

25,00 EUR 40,00 USD

10.2.17.2.

card preparation for dispatch within Latvia (a card issuance fee is charged simultaneously)

10,00 EUR

15,00 USD

10.2.17.3.

card preparation for dispatch outside the territory of Latvia (a card issuance fee is charged simultaneously)

100,00 EUR

120,00 USD

10.1.18.

Activation of card received by post

 

 

10.1.18.1.

in Internet Bank

free of charge

free of charge

10.1.18.2.

at the Bank

10,00 EUR

15,00 USD

10.2.19. Travel insurance (Silver program)  free of charge free of charge
10.2.20. Priority Pass7 one visit per person per calendar year is free of charge, each next 35 EUR one visit per person per calendar year is free of charge, each next 45 USD
10.2.21. Fast Track8 according to the airport price list according to the airport price list

 

10.3. Travel insurance

No. Services Price list EUR

10.3.1.

Standard program

10,00 EUR/per year

10.3.2.

Silver program

20,00 EUR/per year

10.3.3.

Gold program

30,00 EUR/per year

10.3.4.

Platinum program

40,00 EUR/per year

1 By agreement with the Customer for collecting the card at the Industra Bank head office, the card is prepared within 1 working day, provided the application is submitted by 12.00 p.m. The fee for card production is charged additionally.
2 Interest is calculated on a negative account balance.
3 If investigation a complaint requires transaction confirmation documents, a fee based on the actual service cost will apply.
4 SEPA — Single EURO Payment Area.
5 Changing the limit independently via Internet Bank is free of charge.
6 The fee is applied from the moment the card is handed over for dispatch. The commission retained for the initially chosen card collection location and method is non-refundable.
7 The service provides access to over 1500 VIP airport lounges across more than 143 countries. The service is available from 05.02.2024.
8 The service offers priority access to security checkpoints at airports worldwide, including Riga, Vilnius and Tallinn, through a user-friendly app. The service is available from 05.02.2024. 

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