Phone
+371 6701 9393
E-mail
info(abols)industra.finance
Legal entities
10. Payment Cards
In force from 01.08.2025
10.1. Mastercard Business
| No. | Service | Servise fee | |
| Card in EUR | Card in USD | ||
|
10.1.1. |
Issuance of a payment card/ additional card |
50,00 EUR | 60,00 USD |
| 10.1.2. | Fee for urgent card issue1 | 100,00 EUR | 120,00 USD |
| 10.1.3. | Annual fee for a card/ additional card | 120,00 EUR | 150,00 USD |
|
10.1.4. |
Payment card replacement or renewal before or after its expiry date |
50,00 EUR |
60,00 USD |
|
10.1.5. |
Interest on the use of the credit limit |
- |
- |
| 10.1.5.1. |
interests for the allowed credit per annum |
24% | 24%2 |
| 10.1.5.2. |
interests for exceeding of the allowed credit limit per annum |
60% | 60%2 |
| 10.1.6. | Overdraft arrangement fee | 50,00 EUR | are not issued |
| 10.1.7. | Overdraft extension or contract changes fee | 50,00 EUR | are not issued |
| 10.1.8. | Review a claim3 | free of charge | free of charge |
| 10.1.9. | Cash withdrawal | ||
| 10.1.9.1. |
at ATMs |
3% of the amount (min. 5,00 EUR) | 3% of the amount (min. 7,00 USD) |
| 10.1.9.2. |
at the Bank's POS terminals in Latvia |
3% of the amount (min. 5,00 EUR) | 3% of the amount (min. 7,00 USD) |
| 10.1.9.3. |
at other bank's POS teminals |
3% of the amount (min. 10,00 EUR) | 3% of the amount (min. 15,00 USD) |
| 10.1.10. | Account balance at ATMs | ||
| 10.1.10.1. |
in SEPA countries4 |
0,50 EUR | 0,80 USD |
| 10.1.10.2. |
in non SEPA countries4 |
0,80 EUR | 1,00 USD |
| 10.1.11. | Purchases fee | 0.25% | 0.25% |
| 10.1.12. | Daily spending limit | ||
| 10.1.12.1. |
at merchants / service providers |
4 000,00 EUR | 5 000,00 USD |
| 10.1.12.2. |
at ATMs |
2 000,00 EUR | 2 500,00 USD |
| 10.1.13. | Currency conversion surcharge, if the currency of the basic account attached to the payment card is not the same as the transaction currency and the payment currency | 3% | 3% |
| 10.1.14. | Administration of the card's daily spending limit5 | 15,00 EUR | 20,00 USD |
| 10.1.15 | Credit transaction fee | 0.25% (min. 0,50 EUR) | 0.25% (min. 0,80 USD) |
| 10.1.16. | Collateral Amount | 250,00 EUR | 250,00 USD |
| 10.1.17. | Other fees related to card issuance and delivery | ||
| 10.1.17.1. |
fee for changing the card collection location and/or method of receipt6 |
25,00 EUR |
40,00 USD |
| 10.1.17.2. |
preparation of a card for dispatch within Latvia3 (the card issuance fee is also charged) |
10,00 EUR |
15,00 USD |
| 10.1.17.3. |
preparation of a card for dispatch outside Latvia3 (the card issuance fee is also charged) |
100,00 EUR |
120,00 USD |
|
10.1.18. |
Activation of card received by post |
|
|
|
10.1.18.1. |
in Internet Bank |
free of charge |
free of charge |
|
10.1.18.2. |
at the Bank |
10,00 EUR |
15,00 USD |
10.2. Mastercard Business World
| No. | Service | Servise fee | |
| Card in EUR | Card in USD | ||
|
10.2.1. |
Issuance of a payment card / additional card |
50,00 EUR | 60,00 USD |
| 10.2.2. | Fee for urgent card issue1 | 100,00 EUR | 120,00 USD |
|
10.2.3. |
Annual fee for a card/ additional card |
180,00 EUR | 220,00 USD |
|
10.2.4. |
Payment card replacement or renewal before or after its expiry date |
50,00 EUR | 60,00 USD |
| 10.2.5. |
interest on the authorized credit per annum |
||
| 10.2.5.1. |
interest on exceeding the authorized credit limit per annum |
24% | 24%2 |
| 10.2.5.2. | interests for exceeding of the allowed credit limit per annum | 60% | 60%2 |
| 10.2.6. | Overdraft arrangement fee | 50,00 EUR | are not issued |
| 10.2.7. | Overdraft extension or contract changes fee | 50,00 EUR | are not issued |
| 10.2.8. | Review a claim3 | free of charge | free of charge |
| 10.2.9. | Cash withdrawal | ||
| 10.2.9.1. |
in ATMs |
3% of the amount (min. 5,00 EUR) | 3% of the amount (min. 7,00 USD) |
| 10.2.9.2. |
at the Bank's POS terminals in Latvia |
3% of the amount (min. 5,00 EUR) | 3% of the amount (min. 7,00 USD) |
| 10.2.9.3. |
at other bank's POS terminals |
3% of the amount (min. 10,00 EUR) | 3% of the amount (min. 15,00 USD) |
| 10.2.10. | Account balance at ATMs | ||
| 10.2.10.1. |
in SEPA countries4 |
0,50 EUR | 0,80 USD |
| 10.2.10.2. |
in non SEPA countries4 |
0,80 EUR | 1,00 USD |
| 10.2.11. | Purchases fee | 0.25% | 0.25% |
| 10.2.12. | Daily spending limit | ||
| 10.2.12.1. |
at merchants / service providers |
10 000 EUR | 12 000 USD |
| 10.2.12.2. |
at ATM |
3 000 EUR | 3 500 USD |
| 10.2.13. | Administration of card's daily spending limit5 | 15,00 EUR | 20,00 USD |
| 10.2.14. | Currency conversion surcharge, if the currency of the main account attached to the payment card neither coincides with the transaction currency nor with the payment currency | 3% | 3% |
| 10.2.15 | Credit transaction fee | 0.25% (min. 0,50 EUR) | 0.25% (min. 0,80 USD) |
| 10.2.16. | Collateral Amount | 250,00 EUR | 250,00 USD |
| 10.2.17. | Other fees related to card issuance and delivery | ||
| 10.2.17.1. |
fee for changing the card location and/or method of receipt6 |
25,00 EUR | 40,00 USD |
|
10.2.17.2. |
preparation of a card for dispatch within Latvia (the card issuance fee is also charged) |
10,00 EUR |
15,00 USD |
|
10.2.17.3. |
preparation of a card for dispatch outside Latvia (the card issuance fee is also charged) |
100,00 EUR |
120,00 USD |
|
10.1.18. |
Activation of card received by post |
|
|
|
10.1.18.1. |
in Internet Bank |
free of charge |
free of charge |
|
10.1.18.2. |
at the Bank |
10,00 EUR |
15,00 USD |
| 10.2.19. | Travel insurance (Silver program) | free of charge | free of charge |
| 10.2.20. | Priority Pass7 | one visit per person per calendar year is free of charge, each next 35 EUR | one visit per person per calendar year is free of charge, each next 45 USD |
| 10.2.21. | Fast Track8 | according to the airport price list | according to the airport price list |
10.3. Travel insurance
| No. | Service | Servise fee per year |
|
10.3.1. |
Standard program |
10,00 EUR |
|
10.3.2. |
Silver program |
20,00 EUR |
|
10.3.3. |
Gold program |
30,00 EUR |
|
10.3.4. |
Platinum program |
40,00 EUR |
1 By agreement with the Customer for collecting the card at the Industra Bank head office, the card is prepared within 1 working day, provided the application is submitted by 12.00 p.m. The fee for card production is charged additionally.
2 Interest is calculated on a negative account balance.
3 If investigation a complaint requires transaction confirmation documents, a fee based on the actual service cost will apply.
4 SEPA — Single EURO Payment Area.
5 Changing the limit independently via Internet Bank is free of charge.
6 The fee is applied from the moment the card is handed over for dispatch. The fee charged for the initially select card collection location and method is non-refundable.
7 The service provides access to over 1500 VIP airport lounges across more than 143 countries. The service is available from 05.02.2024.
8 The service offers priority access to security checkpoints at airports worldwide, including Riga, Vilnius and Tallinn, through a user-friendly app. The service is available from 05.02.2024.