In force from 01.04.2025

4.1. Crediting an incoming money transfer to Customer's account with Industra Bank1;2

No. Services Price, EUR
4.1.1. In EUR, USD  free of charge3
4.1.2. In other currencies          by agreement
4.1.3. Execution of an incoming transfer with the commission type OUR (commission is paid by the sending bank)  
4.1.3.1.

up to 20 000 EUR (inclusive) 

20,00 EUR
4.1.3.2.

from 20 000 EUR to 50 000 EUR (inclusive) 

35,00 EUR
4.1.3.3.

over 50 000 EUR

50,00 EUR

4.2. Transfers between Customers of Industra Bank

No. Services Price, EUR in Bank Price, EUR using Internet Bank
4.2.1. Transfer to one's own account 5,00 EUR 1,00 EUR
4.2.2. Transfer to an account of another Customer       25,00 EUR 20,00 EUR

4.3. Domestic transfers to other banks in Latvia and SEPA payments2;4;5

EUR domestic

 

No. Transfer amount in EUR Priority Cut-off time Value date6 Price, EUR in Bank Price, EUR using Internet Bank

4.3.1.

up to 1 000  standard 13:00 D

25,00 EUR

20,00 EUR

4.3.2.

from 1 000 to 10 000  standard 13:00 D

75,00 EUR

50,00 EUR

4.3.3.

over 10 000 standard 13:00 D

120,00 EUR

100,00 EUR

4.3.4.

up to 1 000  standard 16:00 D7

25,00 EUR

20,00 EUR

4.3.5.

from 1 000 to 10 000  standard 16:00 D7

75,00 EUR

50,00 EUR

4.3.6.

over 10 000 standard 16:00 D7

120,00 EUR

100,00 EUR

4.3.7.

EUR 

express

16:00

D (within 1 hour on a Bank business day)

170,00 EUR

115,00 EUR

SEPA8 

No. Transfer amount in EUR Priority Cut-off time Value date6 Price, EUR in Bank Price, EUR using Internet Bank

4.3.8.

up to 1 000 

standard

13:00

D

25,00 EUR

20,00 EUR

4.3.9.

from 1 000 to 10 000 

standard

13:00

D

75,00 EUR

50,00 EUR

4.3.10.

over 10 000 standard

13:00

D

120,00 EUR

100,00 EUR

4.4. International transfers2;4;5

 

No. Currency Priority Cut-off time Value date6 Price, EUR in Bank Price, EUR using Internet Bank
         

SHA

OUR

SHA

OUR

4.4.1.

EUR

standard

17:00

D + 1

120.00 EUR

150,00 EUR

100,00 EUR

130,00 EUR

4.4.2.

EUR

urgent

15:00

D

130,00 EUR

170,00 EUR

110,00 EUR

150,00 EUR

4.4.3.

EUR

express

15:00

D (within 2 hours on a Bank business day)

150,00 EUR

190,00 EUR

130,00 EUR

170,00 EUR

4.4.4.

CNY

standard

17:00

D + 3

120,00 EUR

150,00 EUR

100,00 EUR

130,00 EUR

4.4.5.

KZT9

standard

17:00

D + 2

-           

150,00 EUR

-           

120,00 EUR

4.5. Other services related to transfer servicing

No.

Service

Domestic transfers to/from another bank in Latvia and SEPA payments 

International transfers

4.5.1.

Drawing up of a payment order

5,00 EUR 

10,00 EUR

4.5.2.

Amendments in an unexecuted payment order

10,00 EUR

15,00 EUR

4.5.3.

Amendments and additions in an executed payment order10

20,00 EUR

100,00 EUR

4.5.4.

Request to revoke a money transfer10

10,00 EUR

120,00 EUR

4.5.5.

Request to cancel a money transfer

10,00 EUR

120,00 EUR

4.5.6.

Investigation of an incoming money transfer with incorrect details

10,00 EUR

120,00 EUR

4.5.7.

Investigation of an executed money transfer, upon Customer`s request10

10,00 EUR

150,00 EUR

4.5.8.

Investigation in connection with an expected incoming money transfer, upon Customer`s request10

10,00 EUR

150,00 EUR

4.5.9.

Return of an incoming money transfer at the request of the payer's bank or payer

70,00 EUR

70,00 EUR

4.5.10.

Return of an incoming payment to the payer's bank if the Bank is unable to process the incoming transfer

-

70,00 EUR

4.6. Additional commission fee

No. Services Price, EUR
4.6.1. Additional fee for incorrect details in money transfers   70,00 EUR
4.6.2. Additional fee for checking the payment/ transaction for compliance with the requirements for AML/ CTF/ CPF (anti-money legalization, counter-terrorism financing and counter-proliferation financing) and Sanctions compliance (incl. checking for compliance at the request of the bank, bank-correspondent, beneficiary bank, intermediary bank and other institutions involved in making the payment), depending on its complexity and risk factors up to 5%

4.7. Regular payment

No. Services Price, EUR
4.7.1. Registration, or corrections 10,00 EUR, incl. VAT 
4.7.2. Execution of transfers according to the Internet Bank Transfers price list 

SHA The payer pays the commission fee set by Industra Bank for the transfer. All other commission fees related to the transfer, including those of the Correspondent Bank, Intermediary Bank, and the Beneficiary's payment service provider, if any, are paid by the Payee. The Payee's payment service provider credits the Payee’s account with the transfer amount after deducting any applicable commission fees. 

OUR All commission fees related to the transfer — including fees from Industra Bank, the Correspondent Bank, Intermediary Bank, and the Payee's payment service provider — are paid by the Payer. The Payer also agrees to cover any additional fees imposed by the banks involved in the executing the transfer, if any. Industra Bank reserves the right to deduct additional commission fees from the Customer's accounts without prior approval. The Payee's payment service provider credits the Payee's account with the full transfer amount.  Industra Bank is not liable if the Correspondent Bank, Intermediary Bank, or Payee's payment service provider fails to follow Industra Bank’s instructions or if the transfer is not received in full due to circumstances beyond Industra Bank’s control. 

1 An additional commission fee of 1,2 % of the amount (min. EUR 350) is applied for crediting an incoming payment to an Industra Bank Customer’s account from a credit institution located in countries subject to international sanctions.
2 If the beneficiary's or payer’s bank is registered in one of the high-risk and very high-risk jurisdictions, then the additional fee is charged: 0,5% of the amount (min. EUR 150). The list of countries is available at https://industra.finance/en/bank/questions-and-answers.
3 This applies only if the Customer's IBAN account number is correctly specified in the "recipient" field of the received SWIFT MT 103 message.
4 An additional commission fee of 1,2 % of the amount (min. EUR 350) is applied for debiting an outgoing payment from an Industra Bank Customer’s account to a credit institution located in countries under international sanctions.
5 The Bank processes the Customer's payment order with a value date that determined by the payment priority indicated in the order (Standard, Urgent, Express), considering the Bank’s specified times for payment order submission.  The value date may be postponed to the next available date in cases of non-business days at the Bank or non-working days in the relevant currency’s clearing system.
6 D — the date on which the Customer submits the payment order to the Bank.
7 If transfers are directed to banks that participate in the electronic clearing system of the Bank of Latvia (List of participants).
8 SEPA Prerequisites: 
- The beneficiary’s account number must be in IBAN format.
- The beneficiary bank’s identification code (SWIFT/BIC) must be provided.
- The payment must be sent to EEA countries (Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Lithuania, Luxembourg, Liechtenstein, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, as well as the United Kingdom, Andorra, Gibraltar, San Marino, Monaco, Switzerland and the Vatican City).
- The payment currency is Euro.
- The payment type is standard.
- The remitter pays the SHA charges (shared charges) of their own bank only.
- The beneficiary bank and beneficiary details must be correct. If any of these details are missing, the transfer is processed as an international transfer, and the corresponding fee is applied.
9 Transfers in KZT require prior approval from the Bank.
10 If additional fees are incurred by banks involved in the transfer, Industra Bank reserves the right to deduct these fees from the Customer's accounts without prior approval. 

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