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Individuals

2. Cash Operations

Home > Price List For Residents > Individuals
Individuals

In force from 03.11.2025.

The price list applies to a natural person who has the right to reside in the Republic of Latvia and whose permanent place of residence is in the Republic of Latvia.

2.1. Cash deposit to own account1;2;3

No. Services Price
2.1.1. EUR, USD  
2.1.1.1.    up tо 5 000 (per day) 0.1% of amount (min. 2,00 EUR)
2.1.1.2.    over 5 000 (per day) 0,5% of amount
2.1.2. In other currencies  2% of amount (min. 10,00 EUR)
2.1.3. To cover commissions free of charge

2.2. Cash withdrawal from the account4

No. Services Price
2.2.1. EUR 1% of amount (min. 20,00 EUR)5
2.2.2. In other currencies6 2% of amount (min. 20,00 EUR)

2.3. Additional fees

No. Services Price
2.3.1. Preparing cash for withdrawal by denominations requested by the Customer  1% of amount (min. 5,00 EUR)
2.3.2. Cash money withdrawal without prior notice4 1,5% of amount
2.3.3. Fine for non-withdrawal of a cash amount ordered in writing  0,5% of the total order

2.4. Money Exchange and Cash Handling Services

No. Services Price
2.4.1. Exchange of banknotes and coins (EUR)6  
2.4.1.1.

exchange of banknotes against banknotes of other denomination

 0,5% of amount (min. 5,00 EUR)
2.4.1.2.

exchange of coins against banknotes, and vice - versa; exchange of coins against coins of other denomination

 5,00 EUR for every 50 coins3
2.4.2. Exchange of banknotes (in other currencies)6 1% of amount (min. 5,00 EUR)
2.4.3. Acceptance of worn and damaged banknotes2  
2.4.3.1.

EUR

 free of charge
2.4.3.2.

in other currencies6 

 not accepted
2.4.4. Verification of EUR banknotes for validity    0.5%  of amount (min. 10,00 EUR)
2.4.5. Handling of coins7;8  
2.4.5.1.

for Customers of Industra Bank

 5,00 EUR for every 50 coins
2.4.5.2.

for customers who hold no account with Industra Bank 

 10,00 EUR for every 50 coins

2.5. Cash advance for payment cards at Industra Bank POS terminals

No. Service Price
2.5.1. Cash advance from payment cards of other banks4 (service available at the branch on Muitas Street 1, Riga)  3,5% of amount (min. 5,00 EUR)

1 Foreign currency coins are not accepted by the Bank.
2 The Bank reserves the right not to accept worn or damaged banknotes if those do not meet the Bank's internal requirements (General Business Terms and Conditions).    
3 The service is available (in all specified currencies) for Customer of the Bank.
4 Amounts exceeding EUR 3 000 or equivalent in other currencies must be ordered in writing at least 2 business days in advance through Customer Service Centres.
5 Cash withdrawal is free of charge when closing an account with a balance of less than EUR 10.
6 Subject to availability at the Bank.
7 Coins must be sorted by denominations.
8 The coin processing fee is charged in addition to any fee for cash deposit or withdrawal. 

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