Phone
+371 6701 9393
E-mail
info(abols)industra.finance
Individuals
7. Lending services1
In force from 01.08.2026.
7.1. Loan1;2
| No. | Service | Price |
| 7.1.1. | Loan application processing | by agreement (min. 200,00EUR) |
| 7.1.2. | Loan agreement, including an increase in the Loan amount) | 1% of loan amount (min. 300,00EUR) |
| 7.1.3. | Execution of changes and amendments to the contract at the request of the Customer: | |
| 7.1.3.1. |
change of payment date |
30,00EUR |
| 7.1.3.2. |
change of repayment account or extension of the term of issuance of loan or submission of documents up to 1 month |
by agreement (min.100,00EUR) |
| 7.1.3.3. |
other changes at the Customer's request |
by agreement (min.250,00EUR) |
| 7.1.4. | Resource reservation | free of charge |
| 7.1.5. | Preparation, drawing up, or reconciliation of documents in the event of a sale of the property mortgaged to the Bank, if the transaction is financed by another creditor | free of charge3 |
| 7.1.6. | Preparation of references, approvals or consents | by agreement (min.70,00 EUR, incl. VAT) |
7.2. Credit card limits4
|
No. |
Service |
Service fee |
| 7.2.1. |
Monthly fee for card account maintenance |
according to the Bank's Price list section - Current account maintenance |
| 7.2.2. |
Base interest rate per year |
28% |
| 7.2.3. |
Fee for payments using own funds |
according to the Bank's Price list section - Transfers |
| 7.2.4. |
Fee for holding funds in USD currency |
500,00 USD per month |
| 7.2.5. |
Monthly payment amount (includes the fee for the use of credit funds during the reporting period) |
5% of the spent credit limit amount + 100% of the overdraft (min. 10,00 EUR) |
| 7.2.6. |
Deadline for monthly instalments |
until the last business day of the month following the reference month |
| 7.2.7. |
Penalty for late payment of debt |
|
| 7.2.7.1. |
interest rate overdue (per year) |
60% |
| 7.2.8. |
Closure of account |
free of charge |
| 7.2.9. |
Interest rate on unauthorized negative balance (per year) |
60% |
| 7.2.10. |
Debt repayment agreement execution commission fee (loan restructuring) |
2% of debt amount (min. 25,00 EUR) |
| 7.2.11. |
Fee for consideration of application on debt repayment |
25,00 EUR |
| 7.2.12. |
Fee for reconsideration of the debt repayment agreement |
12,00 EUR |
1 If the fee for a service is not specified in the Bank's Price list, or if the administrative costs of the service exceed those set out therein, the Bank shall determine an individual fee and agree it with the Customer prior to providing the service.
2 This also applies to leasing services.
3 If the loan is granted for the Customer's business or economic purposes, the Price list for legal entities shall apply in the event of a sale of property pledged to the Banks as well as where the Customer refinances with another creditor.
4 Fees shall apply to assumed credit card limit agreements from Privatbank.