Phone
+371 6701 9393
E-mail
info(abols)industra.finance
Individuals
9. Payment Cards
In force from 01.04.2025.
9.1. MasterCard Debit
| No. | Services | Card in EUR | Card in USD |
|
9.1.1. |
Issuance of a payment card /additional card |
5,00 EUR |
10,00 USD |
|
9.1.2. |
Receipt of payment card /additional card (a card issuance fee is charged simultaneously) |
|
|
|
9.1.2.1. |
using postal services within the territory of Latvia1 |
free of charge |
free of charge |
|
9.1.2.2 |
at the Bank |
10,00 EUR |
15,00 USD |
|
9.1.3. |
Urgent issuance of a card2 |
35,00 EUR |
50,00 USD |
|
9.1.4. |
Monthly fee for a card/ additional card |
1,75 EUR |
4,00 USD |
|
9.1.5. |
Payment card replacement or renewal before or after the expiration date |
5,00 EUR |
10,00 USD |
|
9.1.5.1. |
receipt using postal services within the territory of Latvia |
free of charge |
free of charge |
|
9.1.5.2. |
receipt at the Bank |
10,00 EUR |
15,00 USD |
|
9.1.6. |
Reviewing a claim3 |
free of charge |
free of charge |
|
9.1.7. |
Interest on the use of the credit limit |
|
|
|
9.1.7.1. |
interest on the authorized credit per annum |
24% |
24%4 |
|
9.1.7.2. |
interest on exceeding of the authorized credit limit per annum |
60% |
60%4 |
|
9.1.8. |
Overdraft arrangement fee |
free of charge |
is not issued |
|
9.1.9. |
Overdraft extension or contract change fee |
10,00 EUR |
is not issued |
|
9.1.10. |
Cash withdrawal |
|
|
|
9.1.10.1. |
ATMs in SEPA countries5 |
free up to 400,00 EUR per calendar month, over - 1,5% of amount (min. 3,00 EUR) |
2% (min.5,00 USD) |
|
9.1.10.2. |
ATMs in non-SEPA countries5 |
2% of amount (min. 3,00 EUR) |
2% of amount (min.5,00 USD) |
|
9.1.10.3. |
Industra Bank POS terminals in Latvia |
2% of amount (min. 7,00 EUR) |
2% of amount (min. 10,00 USD) |
|
9.1.10.4. |
other bank's POS terminals |
2% of amount (min. 7,00 EUR) |
2% of amount (min.10,00 USD) |
|
9.1.11. |
Checking of an account balance |
- |
|
|
9.1.11.1. |
ATMs in SEPA countries5 |
0,25 EUR |
0,40 USD |
|
9.1.11.2. |
ATMs in non-SEPA countries5 |
0,50 EUR |
0,70 USD |
|
9.1.12. |
Purchase fee |
|
|
|
9.1.12.1. |
in SEPA countries5 |
free of charge |
free of charge |
|
9.1.12.2. |
in non-SEPA countries5 |
free of charge |
0.25% |
|
9.1.13. |
Daily spending limit |
|
|
|
9.1.13.1. |
at merchants / with service providers |
2 500 EUR |
3 500 USD |
|
9.1.13.2. |
in ATMs |
1 500 EUR |
1800 USD |
|
9.1.14. |
Administration of the card's daily spending limit6 |
10,00 EUR |
15,00USD |
|
9.1.15. |
Currency conversion surcharge, if the currency of the basic account attached to the payment card is not the same as the transaction currency and the payment currency |
3% |
3% |
|
9.1.16. |
Other fees related to issuing/ sending the card |
|
|
|
9.1.16.1. |
fee for changing the card collection location and/or method of receipt7 |
10,00 EUR |
15,00 USD |
|
9.1.16.2. |
card preparation for dispatch outside the territory of Latvia (a card issuance fee is charged simultaneously) |
100,00 EUR |
120,00 USD |
|
9.1.17. |
Activation of card received by post |
|
|
|
9.1.17.1. |
in Internet Bank |
free of charge |
free of charge |
|
9.1.17.2. |
at the Bank |
10,00 EUR |
15,00 USD |
|
9.1.18. |
Credit transaction fee |
0,15% of amount (min. 0,10 EUR) |
0,15% of amount (min. 0,15 USD) |
9.2. MasterCard Standard
| No. | Services | Card in EUR | Card in USD |
|
9.2.1. |
Issuance of a payment card / additional card |
5,00 EUR |
10,00 USD |
|
9.2.2. |
Receipt of payment card /additional card (a card issuance fee is charged simultaneously) |
||
|
9.2.2.1. |
using postal services within the territory of Latvia1 |
free of charge |
free of charge |
|
9.2.2.2 |
at the Bank |
10,00 EUR |
15,00 USD |
|
9.2.3. |
Urgent issuance of a card2 |
35,00 EUR |
50,00 USD |
|
9.2.4. |
Monthly card fee additional card fee |
2,50 EUR |
5,00 USD |
|
9.2.5. |
Payment card replacement or renewal before or after the expiration date |
5,00 EUR |
10,00 USD |
|
9.2.5.1. |
receipt using postal services within the territory of Latvia1 |
free of charge |
free of charge |
|
9.2.5.2. |
receipt at the Bank (a card issuance fee is charged simultaneously) |
10,00 EUR |
15,00 USD |
|
9.2.6. |
Reviewing a claim3 |
free of charge |
free of charge |
|
9.2.7. |
Interest on the use of the credit limit |
|
|
|
9.2.7.1. |
interest on the authorized credit per annum |
24 % |
24 %4 |
|
9.2.7.2. |
interest on exceeding the authorized credit limit per annum |
60 % |
60 %4 |
|
9.2.8. |
Overdraft arrangement fee |
free of charge |
is not issued |
|
9.2.9. |
Overdraft extension or contract change fee |
10,00 EUR |
is not issued |
|
9.2.10. |
Cash withdrawal |
|
|
|
9.2.10.1. |
ATMs in SEPA countries5 |
free up to 600,00 EUR per calendar month, over - 1,5% of amount (min. 3,00 EUR) |
2% of amount (min. 5,00 USD) |
| 9.2.10.2. |
ATMs in non-SEPA5 countries |
2% of amount (min. 3,00 EUR) |
2% of amount (min. 5,00 USD) |
|
9.2.10.3. |
Industra Bank POS-terminals in Latvia |
2% of amount (min. 7,00 EUR) |
2% of amount (min. 10,00 USD) |
|
9.2.10.4. |
other bank's POS-terminals |
2% of amount (min. 7,00 EUR) |
2% of amount (min.10,00 USD) |
|
9.2.11. |
Checking of an account balance |
|
|
|
9.2.11.1 |
ATMs in SEPA countries5 |
0,25 EUR |
0,40 USD |
|
9.2.11.2. |
ATMs in non-SEPA countries5 |
0,50 EUR |
0,70 USD |
|
9.2.12. |
Purchase fee |
|
|
|
9.2.12.1. |
SEPA countries5 |
free of charge |
free of charge |
|
9.2.12.2. |
non-SEPA countries5 |
free of charge |
0.25% of amount (min. 0,20 USD) |
|
9.2.13. |
Daily spending limit |
|
|
|
9.2.13.1. |
at merchants / with service providers |
4 000 EUR |
5000 USD |
|
9.2.13.2. |
in ATMs |
2 000 EUR |
2500 USD |
|
9.2.14. |
Administration of the card's daily spending limit6 |
10,00 EUR |
15,00USD |
| 9.2.15. |
Currency conversion surcharge, if the currency of the basic account attached to the payment card is not the same as the transaction currency and the payment currency |
3% |
3% |
|
9.2.16. |
Other fees related to issuing / sending the card |
|
|
|
9.2.16.1. |
fee for changing the card collection location and/or method of receipt7 |
10,00 EUR |
15,00 USD |
|
9.2.16.2. |
card preparation for dispatch outside the territory of Latvia (a card issuance fee is charged simultaneously) |
100,00 EUR |
120,00 USD |
|
9.2.17. |
Activation of card received by post |
|
|
|
9.2.17.1. |
in Internet Bank |
free of charge |
free of charge |
|
9.2.17.2. |
at the Bank |
10,00 EUR |
15,00 USD |
|
9.2.18. |
Credit transaction fee |
0.15% of amount (min. 0,10 EUR) |
0.15% of amount (min. 0,15 USD) |
9.3. MasterCard Gold
| No. | Services | Card in EUR | Card in USD |
|
9.3.1. |
Issuance of a payment card / additional card |
5,00 EUR |
10,00 USD |
|
9.3.2. |
Receipt of payment card /additional card (a card issuance fee is charged simultaneously) |
|
|
|
9.3.2.1. |
using postal services within the territory of Latvia3 |
free of charge |
free of charge |
|
9.3.2.2. |
at the Bank |
10,00 EUR |
15,00 USD |
|
9.3.3. |
Urgent issuance of a card2 |
35,00 EUR |
50,00 USD |
|
9.3.4. |
Monthly fee for an additional card/ additional card |
5,00 EUR |
10,00 USD |
|
9.3.5. |
Payment card replacement or renewal before or after the expiration date |
5,00 EUR |
10,00 USD |
|
9.3.5.1. |
receipt using postal services within the territory of Latvia |
free of charge |
free of charge |
|
9.3.5.2. |
receipt at the Bank |
10,00 EUR |
15,00 USD |
|
9.3.6. |
Reviewing a claim3 |
free of charge |
free of charge |
|
9.3.7. |
Interest on the use of the credit limit |
|
|
|
9.3.7.1. |
interest on the authorized credit per annum |
24% |
24%4 |
|
9.3.7.2. |
interest on exceeding of the authorized credit limit per annum |
60% |
60%4 |
|
9.3.8. |
Overdraft arrangement fee |
free of charge |
is not issued |
|
9.3.9. |
Overdraft extension or contract change fee |
10,00 EUR |
is not issued |
|
9.3.10. |
Cash withdrawal |
|
|
|
9.3.10.1. |
ATMs in SEPA countries5 |
free up to 1000,00 EUR per calendar month, over - 1,5% of amount (min. 3,00 EUR) |
2% of amount (min. 5,00 USD) |
|
9.3.10.2. |
ATMs in non-SEPA5 countries |
2% of amount (min. 3,00 EUR) |
2% of amount (min. 5,00 USD) |
|
9.3.10.3. |
Industra Bank POS terminals in Latvia |
2% of amount (min. 7,00 EUR) |
2% of amount (min. 10,00 USD) |
|
9.3.10.4. |
other bank's POS terminals |
2% of amount (min. 7,00 EUR) |
2% of amount (min. 10,00 USD) |
|
9.3.11. |
Checking of an account balance |
|
|
|
9.3.11.1. |
at ATMs in SEPA countries5 |
0,25 EUR |
0,40 USD |
|
9.3.11.2. |
at ATMs in non-SEPA countries5 |
0,50 EUR |
0,70 USD |
|
9.3.12. |
Purchase fee |
|
|
|
9.3.12.1 |
in SEPA countries5 |
free of charge |
free of charge |
|
9.3.12.2 |
in non-SEPA countries5 |
free of charge |
0.25% |
|
9.3.13. |
Daily spending limit |
|
|
|
9.3.13.1. |
at merchants / with service providers |
7 000 EUR |
9 000 USD |
|
9.3.13.2. |
in ATMs |
2 800 EUR |
3 500 USD |
|
9.3.14. |
Administration of the card's daily spending limit6 |
10,00 EUR |
15,00USD |
|
9.3.15. |
Currency conversion surcharge, if the currency of the basic account attached to the payment card is not the same as the transaction currency and the payment currency |
3% |
3% |
|
9.3.16. |
Other fees related to issuing / sending the card |
|
|
|
9.3.16.1. |
fee for changing the card collection location and/or method of receipt7 |
10,00 EUR |
15,00 USD |
|
9.3.16.2. |
card preparation for dispatch outside the territory of Latvia (a card issuance fee is charged simultaneously) |
100,00 EUR |
120,00 USD |
|
9.3.17. |
Activation of card received by post |
|
|
|
9.3.17.1. |
in Internet Bank |
free of charge |
free of charge |
|
9.3.17.2. |
at the Bank |
10,00 EUR |
15,00 USD |
|
9.3.18. |
Credit transaction fee |
0,15% of amount (min. 0,10 EUR) |
0,15% of amount (min. 0,15 USD) |
| 9.3.19. | Travel insurance (Standard program) | free of charge | free of charge |
| 9.3.20. | Priority Pass8 | 35 EUR per visit per person | 45 USD per visit per person |
| 9.3.21. | Fast Track9 | according to the airport price list | according to the airport price list |
9.4. Travel insurance
| No. | Services | Price, EUR |
|
9.4.1. |
Standard program |
10,00 EUR/per year |
|
9.4.2. |
Silver program |
20,00 EUR/per year |
|
9.4.3. |
Gold program |
30,00 EUR/per year |
|
9.4.4. |
Platinum program |
40,00 EUR/per year |
1 The fee covers the two consignments within Latvia: the card and PIN code.
2 By agreement with the Customer for collecting the card at the Industra Bank head office, the card is prepared within 1 working day, provided the application is submitted by 12.00 p.m. The fee for card production is charged additionally.
3 If investigating a complaint requires transaction confirmation documents, a fee based on the actual service cost will apply.
4 Interest is calculated on a negative account balance.
5 SEPA — the Single Euro Payment Area.
6 Changing the limit independently via Internet Bank is free of charge.
7 The fee is applied from the moment the card is handed over for dispatch. The commission retained for the initially chosen card collection location and method is non-refundable.
8 The service provides access to over 1500 VIP airport lounges across more than 143 countries.
9 The service offers priority access to security checkpoints at airports worldwide, including Riga, Vilnius, and Tallinn, through a user-friendly app.