Phone
+371 6701 9393
E-mail
info(abols)industra.finance
Individuals
9. Payment Cards
In force from 01.09.2026.
9.1. Mastercard Debit
| No. | Service | Service fee | |
| Card in EUR | Card in USD | ||
|
9.1.1. |
Issuance of a payment card /additional card |
5,00 EUR |
10,00 USD |
|
9.1.2. |
Receipt of payment card /additional card (where the card issuance fee is also charged) |
|
|
|
9.1.2.1. |
delivery by post within Latvia1 |
free of charge |
free of charge |
|
9.1.2.2 |
collection at the Bank |
10,00 EUR |
15,00 USD |
|
9.1.3. |
Urgent issuance of a card2 |
35,00 EUR |
50,00 USD |
|
9.1.4. |
Monthly fee3 for a card/ additional card |
1,75 EUR |
4,00 USD |
|
9.1.5. |
Payment card replacement or renewal before or after its expiry date |
5,00 EUR |
10,00 USD |
|
9.1.5.1. |
delivery by post within Latvia1 |
free of charge |
free of charge |
|
9.1.5.2. |
collection at the Bank |
10,00 EUR |
15,00 USD |
|
9.1.6. |
Review a claim4 |
free of charge |
free of charge |
|
9.1.7. |
Interest on the use of the autorized credit limit per annum |
24% |
is not issued |
|
9.1.8. |
Interest on exceeding the authorized credit limit or on an unauthorized negative account balance5 per annum |
60% |
60% |
|
9.1.9. |
Credit limit arrangement fee |
free of charge |
is not issued |
|
9.1.10. |
Credit limit extension or contract amendment fee |
10,00 EUR |
is not issued |
|
9.1.11. |
Cash withdrawal |
|
|
|
9.1.11.1. |
at ATMs in SEPA countries6 |
free up to 400,00 EUR per calendar month, over - 1,5% of amount (min. 3,00 EUR) |
2% (min.5,00 USD) |
|
9.1.11.2. |
at ATMs in non-SEPA countries6 |
2% of amount (min. 3,00 EUR) |
2% of amount (min.5,00 USD) |
|
9.1.11.3. |
at the Bank's POS terminals in Latvia |
2% of amount (min. 7,00 EUR) |
2% of amount (min. 10,00 USD) |
|
9.1.11.4. |
at other bank's POS terminals |
2% of amount (min. 7,00 EUR) |
2% of amount (min.10,00 USD) |
|
9.1.12. |
Account balance at ATMs |
- |
|
|
9.1.12.1. |
in SEPA countries6 |
0,25 EUR |
0,40 USD |
|
9.1.12.2. |
in non-SEPA countries6 |
0,50 EUR |
0,70 USD |
|
9.1.13. |
Purchase fee |
|
|
|
9.1.13.1. |
in SEPA countries6 |
free of charge |
free of charge |
|
9.1.13.2. |
in non-SEPA countries6 |
free of charge |
0.25% |
|
9.1.14. |
Daily spending limit |
|
|
|
9.1.14.1. |
at merchants / service providers |
2 500 EUR |
3 500 USD |
|
9.1.14.2. |
at ATMs |
1 500 EUR |
1800 USD |
|
9.1.15. |
Administration of the card's daily spending limit7 |
10,00 EUR |
15,00USD |
|
9.1.16. |
Currency conversion surcharge if the currency of the card-linked differs from the transaction currency |
3% |
3% |
|
9.1.17. |
Other fees related to card issuance and delivery |
|
|
|
9.1.17.1. |
fee for changing the card collection location and/or method of receipt8 |
10,00 EUR |
15,00 USD |
|
9.1.17.2. |
preparation of a card for dispatch outside Latvia (the card issuance fee is also charged) |
100,00 EUR |
120,00 USD |
|
9.1.18. |
Activation of card received by post |
|
|
|
9.1.18.1. |
in Internet Bank |
free of charge |
free of charge |
|
9.1.18.2. |
at the Bank |
10,00 EUR |
15,00 USD |
|
9.1.19. |
Processing of a payment credited to the card |
0,15% of amount (min. 0,10 EUR) |
0,15% of amount (min. 0,15 USD) |
9.2. Mastercard Standard
| No. | Service | Service fee | |
| Card in EUR | Card in USD | ||
|
9.2.1. |
Issuance of a payment card / additional card |
5,00 EUR |
10,00 USD |
|
9.2.2. |
Receipt of payment card /additional card (where the card issuance fee is also charged) |
||
|
9.2.2.1. |
delivery post within Latvia1 |
free of charge |
free of charge |
|
9.2.2.2 |
collection at the Bank |
10,00 EUR |
15,00 USD |
|
9.2.3. |
Urgent issuance of a card2 |
35,00 EUR |
50,00 USD |
|
9.2.4. |
Monthly fee3 for a card/ additional card |
2,50 EUR |
5,00 USD |
|
9.2.5. |
Payment card replacement or renewal before or after its expiry date |
5,00 EUR |
10,00 USD |
|
9.2.5.1. |
delivery by post within Latvia1 |
free of charge |
free of charge |
|
9.2.5.2. |
collection at the Bank (the card replacement or renewal fee is also charged) |
10,00 EUR |
15,00 USD |
|
9.2.6. |
Review a claim4 |
free of charge |
free of charge |
|
9.2.7. |
Interest on the use of the autorized credit limit per annum |
24 % |
is not issued |
|
9.2.8. |
Interest on exceeding the authorized credit limit or on an unauthorized negative account balance5 per annum |
60 % |
60 % |
|
9.2.9. |
Credit limit arrangement fee |
free of charge |
is not issued |
|
9.2.10. |
Credit limit extension or contract amendment fee |
10,00 EUR |
is not issued |
|
9.2.11. |
Cash withdrawal |
|
|
|
9.2.11.1. |
at ATMs in SEPA countries6 |
free up to 600,00 EUR per calendar month, over - 1,5% of amount (min. 3,00 EUR) |
2% of amount (min. 5,00 USD) |
| 9.2.11.2. |
at ATMs in non-SEPA6 countries |
2% of amount (min. 3,00 EUR) |
2% of amount (min. 5,00 USD) |
|
9.2.11.3. |
at the Bank's POS terminals in Latvia |
2% of amount (min. 7,00 EUR) |
2% of amount (min. 10,00 USD) |
|
9.2.11.4. |
at other bank's POS terminals |
2% of amount (min. 7,00 EUR) |
2% of amount (min.10,00 USD) |
|
9.2.12. |
Account balance at ATMs |
|
|
|
9.2.12.1 |
in SEPA countries6 |
0,25 EUR |
0,40 USD |
|
9.2.12.2. |
in non-SEPA countries6 |
0,50 EUR |
0,70 USD |
|
9.2.13. |
Purchase fee |
|
|
|
9.2.13.1. |
in SEPA countries6 |
free of charge |
free of charge |
|
9.2.13.2. |
in non-SEPA countries6 |
free of charge |
0.25% of amount (min. 0,20 USD) |
|
9.2.14. |
Daily spending limit |
|
|
|
9.2.14.1. |
at merchants / service providers |
4 000 EUR |
5000 USD |
|
9.2.14.2. |
at ATMs |
2 000 EUR |
2500 USD |
|
9.2.15. |
Administration of the card's daily spending limit7 |
10,00 EUR |
15,00USD |
| 9.2.16. | Currency conversion surcharge if the currency of the card-linked account differs from the transaction currency |
3% |
3% |
|
9.2.17. |
Other fees related to card issuance anddelivery |
|
|
|
9.2.17.1. |
fee for changing the card collection location and/or method of receipt8 |
10,00 EUR |
15,00 USD |
|
9.2.17.2. |
preparation of a card for dispatch outside Latvia (the card issuance fee is also charged) |
100,00 EUR |
120,00 USD |
|
9.2.18. |
Activation of card received by post |
|
|
|
9.2.18.1. |
in Internet Bank |
free of charge |
free of charge |
|
9.2.18.2. |
at the Bank |
10,00 EUR |
15,00 USD |
|
9.2.19. |
Processing of a payment credited to the card |
0.15% of amount (min. 0,10 EUR) |
0.15% of amount (min. 0,15 USD) |
9.3. Mastercard Gold
| No. | Service | Service fee | |
| Card in EUR | Card in USD | ||
|
9.3.1. |
Issuance of a payment card / additional card |
5,00 EUR |
10,00 USD |
|
9.3.2. |
Receipt of payment card /additional card (where the card issuance fee is also charged) |
|
|
|
9.3.2.1. |
delivery by post within Latvia1 |
free of charge |
free of charge |
|
9.3.2.2. |
collection at the Bank |
10,00 EUR |
15,00 USD |
|
9.3.3. |
Urgent issuance of a card2 |
35,00 EUR |
50,00 USD |
|
9.3.4. |
Monthly fee3 for an additional card/ additional card |
5,00 EUR |
10,00 USD |
|
9.3.5. |
Payment card replacement or renewal before or after its expiry date |
5,00 EUR |
10,00 USD |
|
9.3.5.1. |
delivery by post within Latvia1 |
free of charge |
free of charge |
|
9.3.5.2. |
collection at the Bank (a card replacement or renewal fee is also charged) |
10,00 EUR |
15,00 USD |
|
9.3.6. |
Review a claim4 |
free of charge |
free of charge |
|
9.3.7. |
Interest on the use of the autorized credit limit per annum |
24% |
is not issued |
|
9.3.8. |
interest on exceeding of the authorized credit limit per annum |
60% |
60% |
|
9.3.9. |
Credit limit arrangement fee |
free of charge |
is not issued |
|
9.3.10. |
Credit limit extension or contract amendment fee |
10,00 EUR |
is not issued |
|
9.3.11. |
Cash withdrawal |
|
|
|
9.3.11.1. |
at ATMs in SEPA countries6 |
free up to 1000,00 EUR per calendar month, over - 1,5% of amount (min. 3,00 EUR) |
2% of amount (min. 5,00 USD) |
|
9.3.11.2. |
at ATMs in non-SEPA6 countries |
2% of amount (min. 3,00 EUR) |
2% of amount (min. 5,00 USD) |
|
9.3.11.3. |
at the Bank's POS terminals in Latvia |
2% of amount (min. 7,00 EUR) |
2% of amount (min. 10,00 USD) |
|
9.3.11.4. |
at other bank's POS terminals |
2% of amount (min. 7,00 EUR) |
2% of amount (min. 10,00 USD) |
|
9.3.12. |
Account balance at ATMs |
|
|
|
9.3.12.1. |
in SEPA countries6 |
0,25 EUR |
0,40 USD |
|
9.3.12.2. |
in non-SEPA countries6 |
0,50 EUR |
0,70 USD |
|
9.3.13. |
Purchase fee |
|
|
|
9.3.13.1 |
in SEPA countries6 |
free of charge |
free of charge |
|
9.3.13.2 |
in non-SEPA countries6 |
free of charge |
0.25% |
|
9.3.14. |
Daily spending limit |
|
|
|
9.3.14.1. |
at merchants / service providers |
7 000 EUR |
9 000 USD |
|
9.3.14.2. |
at ATMs |
2 800 EUR |
3 500 USD |
|
9.3.15. |
Administration of the card's daily spending limit7 |
10,00 EUR |
15,00USD |
|
9.3.16. |
Currency conversion surcharge if the currency of the card-linked account differs from the transaction currency |
3% |
3% |
|
9.3.17. |
Other fees related to card issuance and delivery |
|
|
|
9.3.17.1. |
fee for changing the card collection location and/or method of receipt8 |
10,00 EUR |
15,00 USD |
|
9.3.17.2. |
preparation of a card for dispatch outside Latvia (the card issuance fee is also charged) |
100,00 EUR |
120,00 USD |
|
9.3.18. |
Activation of card received by post |
|
|
|
9.3.18.1. |
in Internet Bank |
free of charge |
free of charge |
|
9.3.18.2. |
at the Bank |
10,00 EUR |
15,00 USD |
|
9.3.19. |
Processing of a payment credited to the card |
0,15% of amount (min. 0,10 EUR) |
0,15% of amount (min. 0,15 USD) |
| 9.3.20. | Travel insurance (Standard program) | free of charge | free of charge |
| 9.3.21. | Priority Pass9 | 35 EUR per visit per person | 45 USD per visit per person |
| 9.3.22. | Fast Track10 | according to the airport price list | according to the airport price list |
9.4. Travel insurance
| No. | Service | Service fee per year |
|
9.4.1. |
Standard program |
10,00 EUR |
|
9.4.2. |
Silver program |
20,00 EUR |
|
9.4.3. |
Gold program |
30,00 EUR |
|
9.4.4. |
Platinum program |
40,00 EUR |
1 The fee covers two consignments within Latvia: the card and the PIN code.
2 The card is issued at the Bank’s Customer Service Centre in Riga, 1 Muita Street, if the Customer’s application is submitted to the Bank by 12:00, the card is issued within the same business day; if the application is submitted after 12:00, it is issued within the next business day. In all cases, an additional card issuance fee shall apply.
3 The monthly fee for the card/additional card is charged for each calendar month, starting from the date the card is produced until the card is closed.
4 If investigating a complaint requires transaction confirmation documents, a fee based on the actual service cost will apply.
5 The fee is calculated on the amount exceeding the funds available in the Customer’s account; however, where a credit limit has been granted for the account, it is calculated on the amount exceeding the authorized credit limit.
6 SEPA — the Single Euro Payment Area.
7 Changing the limit independently via Internet Bank is free of charge.
8 The fee is applied from the moment the card is handed over for dispatch. The fee charged for the initially select card collection location and method is non-refundable.
9 The service provides access to over 1500 VIP airport lounges across more than 143 countries.
10 The service offers priority access to security checkpoints at airports worldwide, including Riga, Vilnius, and Tallinn, through a user-friendly app.