Legal Entities

10. Payment Cards MasterCard Business

In force from 10.05.2024.

10.1. MasterCard Business

No. Services Card in EUR Card in USD

10.1.1.

Card issue

 

 

10.1.1.1.

Issuance of payment card / additional card in the bank

10,00 EUR

15,00 USD

10.1.1.2.

Sending of payment card / additional card by post within Latvia3

3,00 EUR

5,00 USD

10.1.2.

Urgent issuance of a card1

35,00 EUR

50,00 USD

10.1.3.

Monthly fee for a card

4,00 EUR

10,00 USD

10.1.4.

Monthly fee for additional card

4,00 EUR

10,00 USD

10.1.5.

Card replacement 

8,00 EUR

10,00 USD

10.1.5.1.

Card replacement before the expiry date

8,00 EUR

10,00 USD

10.1.6.

Reports

 

 

10.1.6.1.

fee for financial reports received at the bank 

10,00 EUR

12,00 USD

10.1.6.2.

fee for financial reports received in the internet bank 

free of charge

free of charge

10.1.7.

Fee for reviewing of an unjustified complaint

free of charge5

free of charge5

10.1.8.

Interest for balance on card account

 

 

10.1.8.1.

interest for the authorized credit per year

24%

24%6

10.1.8.2.

interest for exceeding the authorized credit limit per year

60%

60%6

10.1.9.

Overdraft arrangement fee

50,00 EUR

are not issued

10.1.9.1.

Fee for overdraft extension or contract changes

50,00 EUR

are not issued

10.1.10.

Cash withdrawal

 

 

10.1.10.1.

cash withdrawal at ATMs

2% of the amount (min. 3,00 EUR)

2% of the amount (min. 5,00 USD)

10.1.10.2.

cash withdrawal fee in Industra Bank POS in Latvia

2% of the amount (min. 7,00 EUR)

2% of the amount (min. 10,00 USD)

10.1.10.3.

cash withdrawal fee in other bank POS

2% of the amount (min. 7,00 EUR)

2% of the amount (min. 10,00 USD)

10.1.11.

Inspection of account balance

 

 

10.1.11.1.

commission for inspection of account balance at ATMs in SEPA countries2

0,25 EUR

0,40 USD

10.1.11.2.

commission for inspection of account balance at ATMs outside SEPA countries2

0,50 EUR

0,70 USD

10.1.12.

Purchases charge

free of charge

0,25% of the amount

10.1.13.

Daily limit

 

 

10.1.13.1.

daily limit for purchasing 

4 000,00 EUR

5 000,00 USD

10.1.13.2.

daily limit for ATM 

2 000,00 EUR

2 500,00 USD

10.1.13.3.

Administration of card's daily limit4

10,00 EUR

15,00 USD

10.1.13.4.

Credit agreement fee

0,15% of the amount (min. 0,10 EUR)

0,15% of the amount (min. 0,15 USD)

10.1.14.

Currency conversion surcharge, if the currency of the main account attached to the payment card neither coincides with the transaction currency nor with the payment currency 

3%

3%

10.1.15.

Printing of currency type on a payment card

3,00 EUR

5,00 USD

10.1.16.

Other fees related to issuing / sending the card

 

 

10.1.16.1.

Fee for transferring the card or changing the method of receipt7

10,00 EUR

15,00 USD

10.1.16.2.

delivering the card by post outside Latvia

5,00 EUR + courier service price list

8,00 USD + courier service price list

10.2. MasterCard Business World

No. Services Card in EUR Card in USD

10.2.1.

Card issue

 

 

10.2.1.1.

Issuance of payment card / additional card in the bank

10,00 EUR

15,00 USD

10.2.1.2.

Sending of payment card / additional card by post within Latvia3

3,00 EUR

5,00 USD

10.2.2.

Urgent issuance of a card1

35,00 EUR

50,00 USD

10.2.3.

Monthly fee for a card

10,00 EUR

15,00 USD

10.2.4.

Monthly fee for additional card

10,00 EUR

15,00 USD

10.2.5.

Card replacement 

8,00 EUR

10,00 USD

10.2.5.1.

Card replacement before the expiry date

8,00 EUR

10,00 USD

10.2.6.

Reports

 

 

10.2.6.1.

fee for financial reports received at the bank 

10,00 EUR

12,00 USD

10.2.6.2.

fee for financial reports received in the internet bank 

free of charge

free of charge

10.2.7.

Fee for reviewing of an unjustified complaint

free of charge5

free of charge5

10.2.8.

Interest for balance on card account

 

 

10.2.8.1.

interest for the authorized credit per year

24%

24%6

10.2.8.2.

interest for exceeding the authorized credit limit per year

60%

60%6

10.2.9.

Overdraft arrangement fee

50,00 EUR

are not issued

10.2.9.1.

Fee for overdraft extension or contract changes

50,00 EUR

are not issued

10.2.10.

Cash withdrawal

 

 

10.2.10.1.

cash withdrawal at ATMs

2% of the amount (min. 3,00 EUR)

2% of the amount (min. 5,00 USD)

10.2.10.2.

cash withdrawal fee in Industra Bank POS in Latvia

2% of the amount (min. 7,00 EUR)

2% of the amount (min. 10,00 USD)

10.2.10.3.

cash withdrawal fee in other bank POS

2% of the amount (min. 7,00 EUR)

2% of the amount (min. 10,00 USD)

10.2.11.

Inspection of account balance

 

 

10.2.11.1.

commission for inspection of account balance at ATMs in SEPA countries2

0,25 EUR

0,40 USD

10.2.11.2.

commission for inspection of account balance at ATMs outside SEPA countries2

0,50 EUR

0,70 USD

10.2.12.

Purchases charge

free of charge

0,25% of the amount

10.2.13.

Daily limit

 

 

10.2.13.1.

daily limit for purchasing 

10 000,00 EUR

12 000,00 USD

10.2.13.2.

daily limit for ATM 

3 000,00 EUR

3 500,00 USD

10.2.13.3.

Administration of card's daily limit4

10,00 EUR

15,00 USD

10.2.13.4.

Credit agreement fee

0,15% of the amount (min. 0,10 EUR)

0,15% of the amount (min. 0,15 USD)

10.2.14.

Currency conversion surcharge, if the currency of the main account attached to the payment card neither coincides with the transaction currency nor with the payment currency 

3%

3%

10.2.15.

Printing of currency type on a payment card

3,00 EUR

5,00 USD

10.2.16.

Other fees related to issuing / sending the card

 

 

10.2.16.1.

Fee for transferring the card or changing the method of receipt7

10,00 EUR

15,00 USD

10.2.16.2.

delivering the card by post outside Latvia

5,00 EUR + courier service price list

8,00 USD + courier service price list

10.2.17. Travel insurance (Silver program)  free of charge free of charge
10.2.18. Priority Pass8 One visit per person per calendar year is free of charge, each next 35 EUR One visit per person per calendar year is free of charge, each next 45 USD
10.2.19. Fast Track9 According to the airport price list According to the airport price list

1 Subject to prior arrangement with the customer regarding the place of receiving the card at Industra Bank, the card is made within 1 working day if the request is submitted till 12.00 a.m.
2 SEPA - Single EURO Payment Area.
3 Fee includes two consignments within Latvia: card and PIN code.
4 Free of charge, changing the limit independently in the internet bank.
5 If the investigation of the complaint requires documents confirming the transaction, a fee corresponding to the actual cost of the service will apply.
6 Interest is calculated on a negative account balance.
7 The fee is applied from the moment the card is handed over for shipment.
8 The service provides access to more than 1500 VIP airport lounges in more than 143 countries. The service is available from 05.02.2024.
9 The service provides out-of-line access to security checkpoints at global airports, including Riga, Vilnius, Tallinn, using one user-friendly application. The service is available from 05.02.2024.

10.3. Travel insurance

No. Services Price list EUR

10.3.1.

Standard program

10,00 EUR/per year

10.3.2.

Business program

20,00 EUR/per year

10.3.3.

Gold program

30,00 EUR/per year

10.3.4.

Platinum program

40,00 EUR/per year

1 Subject to prior arrangement with the customer regarding the place of receiving the card at Industra Bank, the card is made within 1 working day if the request is submitted till 12.00 a.m.
2 SEPA - Single EURO Payment Area.
3 Fee includes two consignments within Latvia: card and PIN code.
4 Free of charge, changing the limit independently in the internet bank.
5 If the investigation of the complaint requires documents confirming the transaction, a fee corresponding to the actual cost of the service will apply.
6 Interest is calculated on a negative account balance.
7 The fee is applied from the moment the card is handed over for shipment.

 

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