Phone
+371 6701 9393
E-mail
info(abols)industra.finance
Legal Entities
10. Payment Cards MasterCard Business
In force from 01.08.2025
10.1. Mastercard Business
| No. | Service | Service fee | |
| Card in EUR | Card in USD | ||
|
10.1.1. |
Issuance of a payment card/ additional card | 5,00 EUR | 10,00 USD |
|
10.1.2. |
Receipt of payment card /additional card (where the card issuance fee is also charged) | ||
|
10.1.2.1 |
using postal services within the territory of Latvia1 |
free of charge | free of charge |
| 10.1.2.2. |
at the Bank |
10,00 EUR | 15,00 USD |
|
10.1.3. |
Urgent issuance of a card2 |
35,00 EUR |
50,00 USD |
|
10.1.4. |
Monthly fee3 for a card/additional card |
4,00 EUR |
10,00 USD |
|
10.1.5. |
Payment card replacement or renewal before or after its expiry date |
5,00 EUR |
10,00 USD |
|
10.1.5.1. |
delivery by post services within Latvia |
free of charge | free of charge |
| 10.1.5.2. |
collection at the Bank |
10,00 EUR | 15,00 USD |
|
10.1.6. |
Review a claim4 |
free of charge |
free of charge |
|
10.1.7. |
Interest on the use of the credit limit | ||
|
10.1.7.1. |
interest for the authorized credit per annum |
24% |
24%5 |
|
10.1.7.2. |
interest for exceeding the authorized credit limit per annum |
60% |
60%5 |
|
10.1.8. |
Overdraft arrangement fee |
50,00 EUR |
are not issued |
|
10.1.9. |
Overdraft extension or contract change fee |
50,00 EUR |
are not issued |
|
10.1.10. |
Cash withdrawal |
|
|
|
10.1.10.1. |
at ATMs |
2% of the amount (min. 3,00 EUR) |
2% of the amount (min. 5,00 USD) |
|
10.1.10.2. |
at the Bank's POS terminals in Latvia |
2% of the amount (min. 7,00 EUR) |
2% of the amount (min. 10,00 USD) |
|
10.1.10.3. |
at other bank's POS terminals |
2% of the amount (min. 7,00 EUR) |
2% of the amount (min. 10,00 USD) |
|
10.1.11. |
Account balance at ATMs |
|
|
|
10.1.11.1. |
in SEPA6 countries |
0,25 EUR |
0,40 USD |
|
10.1.11.2. |
in non SEPA6 countries |
0,50 EUR |
0,70 USD |
|
10.1.12. |
Purchases charge |
free of charge |
0,25% of the amount |
|
10.1.13. |
Daily spending limit |
|
|
|
10.1.13.1. |
at merchants / service providers |
4 000,00 EUR |
5 000,00 USD |
|
10.1.13.2. |
at ATMs |
2 000,00 EUR |
2 500,00 USD |
|
10.1.14. |
Administration of card's daily spending limit7 |
10,00 EUR |
15,00 USD |
|
10.1.15. |
Credit transaction fee |
0,15% of the amount (min. 0,10 EUR) |
0,15% of the amount (min. 0,15 USD) |
|
10.1.16. |
Currency conversion surcharge, if the currency of the basic account attached to the payment card is not the same as the transaction currency and the payment currency |
3% |
3% |
|
10.1.17. |
Other fees related to card issuance and delivery |
|
|
|
10.1.17.1. |
fee for changing the card collection location and/or method of receipt8 |
10,00 EUR |
15,00 USD |
|
10.1.17.2. |
preparation of a card for dispatch outside of Latvia (the card issuance fee is also charged) |
100,00 EUR |
120,00 USD |
| 10.1.18. | Activation of card received by post | ||
| 10.1.18.1. |
in Internet Bank |
free of charge | free of charge |
| 10.1.18.2. |
at the Bank |
10,00 EUR |
15,00 USD |
10.2. Mastercard Business World
| No. | Services | Service fee | |
| Card in EUR | Card in USD | ||
|
10.2.1. |
Issuance of a payment card/ additional card |
|
|
| 10.2.2. | Receipt of payment card /additional card (where the card issuance fee is also charged) | 5,00 EUR | 10,00 USD |
|
10.2.2.1. |
delivery by post within Latvia1 |
free of charge | free of charge |
|
10.2.2.2. |
collection at the Bank |
10,00 EUR |
15,00 USD |
|
10.2.3. |
Urgent issuance of a card2 |
35,00 EUR |
50,00 USD |
|
10.2.4. |
Monthly fee3 for a card/ additional card |
10,00 EUR |
15,00 USD |
|
10.2.5. |
Payment card replacement or renewal before or after its expiry date |
5,00 EUR |
10,00 USD |
|
10.2.5.1. |
delivery by using post within Latvia1 |
free of charge | free of charge |
|
10.2.5.2. |
collection at the Bank (a card replacement or renewal fee is also charged) |
10,00 EUR |
15,00 USD |
|
10.2.6. |
Review a claim4 |
free of charge |
free of charge |
|
10.2.7. |
Interest on the use of the credit limit |
|
|
|
10.2.7.1. |
interest for the authorized credit per annum |
24% |
24%5 |
|
10.2.7.2. |
interest for exceeding the authorized credit limit per annum |
60% |
60%5 |
|
10.2.8. |
Overdraft arrangement fee |
50,00 EUR |
are not issued |
|
10.2.9. |
Overdraft extension or contract change fee |
50,00 EUR |
are not issued |
|
10.2.10. |
Cash withdrawal |
|
|
|
10.2.10.1. |
at ATMs |
2% of the amount (min. 3,00 EUR) |
2% of the amount (min. 5,00 USD) |
|
10.2.10.2. |
at the Bank's POS-terminals in Latvia |
2% of the amount (min. 7,00 EUR) |
2% of the amount (min. 10,00 USD) |
|
10.2.10.3. |
at other bank’s POS-terminals |
2% of the amount (min. 7,00 EUR) |
2% of the amount (min. 10,00 USD) |
|
10.2.11. |
Account balance at ATMs |
|
|
|
10.2.11.1. |
in SEPA6 countries |
0,25 EUR |
0,40 USD |
|
10.2.11.2. |
in non SEPA6 countries |
0,50 EUR |
0,70 USD |
|
10.2.12. |
Purchase fee |
free of charge |
0,25% of the amount |
|
10.2.13. |
Daily spending limit |
|
|
|
10.2.13.1. |
at merchants / with service providers |
10 000,00 EUR |
12 000,00 USD |
|
10.2.13.2. |
at ATMs |
3 000,00 EUR |
3 500,00 USD |
|
10.2.14. |
Administration of the card's daily spending limit7 |
10,00 EUR |
15,00 USD |
|
10.2.15. |
Credit transaction fee |
0,15% of the amount (min. 0,10 EUR) |
0,15% of the amount (min. 0,15 USD) |
|
10.2.16. |
Currency conversion surcharge, if the currency of the basic account attached to the payment card is not the same as the transaction currency and the payment currency |
3% |
3% |
|
10.2.17. |
Other fees related to card issuance and delivery |
|
|
|
10.2.17.1. |
fee for changing the card collection location and/or method of receipt8 |
10,00 EUR |
15,00 USD |
|
10.2.17.2. |
preparation of a card for dispatch outside Latvia (the card issuance fee is also charged) |
100,00 EUR |
120,00 USD |
| 10.2.18. | Activation of card received by post | ||
| 10.2.18.1. |
in Internet Bank |
free of charge | free of charge |
| 10.2.18.2. |
at the Bank |
10,00 EUR | 15,00 USD |
| 10.2.19. | Travel insurance (Silver program) | free of charge | free of charge |
| 10.2.20. | Priority Pass9 | one visit per person per calendar year is free of charge, each next 35 EUR | one visit per person per calendar year is free of charge, each next 45 USD |
| 10.2.21. | Fast Track10 | according to the airport price list | according to the airport price list |
10.3. Travel insurance
| No. | Services | Service fee per year |
|
10.3.1. |
Standard program |
10,00 EUR |
|
10.3.2. |
Silver program |
20,00 EUR |
|
10.3.3. |
Gold program |
30,00 EUR |
|
10.3.4. |
Platinum program |
40,00 EUR |
1 The fee covers two consignments within Latvia: the card and PIN code.
2 By agreement with the Customer for collecting the card at the Industra Bank head office, the card is prepared within 1 working day, provided the application is submitted by 12.00 p.m. The fee for card production is charged additionally.
3 The monthly card usage fee is not charged for each additional payment card if, during the previous month, at least one purchase or cash withdrawal transaction of EUR 1 or more was made with the respective card.
4 If investigating a complaint requires transaction confirmation documents, a fee based on the actual service cost will apply.
5 Interest is calculated on a negative account balance.
6 SEPA – the Single Euro Payment Area.
7 Changing the limit independently via Internet Bank is free of charge.
8 The fee is applied from the moment the card is handed over for dispatch. The fee charged for the initially select card collection location and method is non-refundable.
9 The service provides access to over 1500 VIP airport lounges across more than 143 countries. The service is available from 05.02.2024.
10 The service offers priority access to security checkpoints at airports worldwide, including Riga, Vilnius, and Tallinn, through a user-friendly app. The service is available from 05.02.2024.