1. Current account

In force from 01.04.2025

¹ If the Bank declines to open an account, the fee for the consideration of documents will not be refunded.
² Individual tariffs for a current account opening and maintenance are applied for a legal entity whose main business activity/ partners are related to foreign countries and/or whose ownership structure is complex and/or whose ultimate beneficial owner /authorized person is a person from a foreign country/ is a politically exposed person or if there is, in the view of the Bank, any other indicator of an increased risk.  Individual tariffs for current account opening and maintenance are applied to a non-profit organization or an insolvent legal entity.
³ Funds in the amount of the minimum balance are blocked and are not available to the Customer during the entire period of cooperation between the Bank and the Customer. The minimum balance is not applied to the CAI account, Economic activity performers and Temporary account.
⁴ The fee is also charged in cases where the cooperation with the Customer has been terminated and the balance has not been transferred to another credit institution within the specified period.
⁵ The account maintenance fee is deducted on the last business day of the month for that month. Should the account be closed, the Bank will apply the applicable commission fee for the current month on the date of account closure. If the Gateway service is activated, its subscription fee is added to the current account maintenance fee.
⁶ An inactive current account is one in which no incoming or outgoing non-cash payments or cash transactions have been made within a period 6 months (12 months for a Commercial Activity Income Account), and where the account’s activity is not connected to other banking operations. The temporary account has not been converted to a permanent account within 6 months.
⁷ The commission fee is charged starting from the 13th month of storage, and is deducted on the last business day of each month. The maximum commission cannot exceed the total amount of funds being stored. 
⁸ For private individuals registered with the State Revenue Service as performers of economic activity under the micro-enterprise taxpayer regime, who are not registered as a value-added tax (VAT) payer and whose turnover does not exceed EUR 50 000 per year.
⁹ All other fees are in accordance with the Bank's price list for legal entitles who are residents of Latvia.
¹⁰ At the Customer's request, an additional current account is opened free of charge for use with the payment card.
¹¹ If there has been no incoming turnover during the settlement period*, an account servicing fee of EUR 1.00 per month is applied (*Settlement period is defined as the period from the last account servicing fee deduction until the last business day of the current month).
¹² The Bank unilaterally determines the amount of the fee, based on the complexity and risk factors associated with the Customer or activity. Higher fees are applicable in cases of elevated risk.
¹³ The Bank unilaterally determines the fee for due diligence or verification procedures, based on the actual time incurred.